/*
	Filename: $Workfile: /eb/common/scripts/calculator.js $
	Original author: D. Babbitt
	Creation date: 5/7/2009
	Version: $Revision: 1 $
	Modified by: $Author: Dbabbitt $ on $Date: 5/7/2009 11:43a $
	
	Copyright (c) 2009 Knights of Columbus
	1 Columbus Plaza
	New Haven, CT 06510-3326
	(800) 524-3611
	http://www.kofc.org
*/

(function($) {

$.extend($.fn, {
	// http://docs.jquery.com/Plugins/Validation/validate
	validate: function( options ) {
		
		// if nothing is selected, return nothing; can't chain anyway
		if (!this.length) {
			options && options.debug && window.console && console.warn( "nothing selected, can't validate, returning nothing" );
			return;
		}
		
		// check if a validator for this form was already created
		var validator = $.data(this[0], 'validator');
		if ( validator ) {
			return validator;
		}
		
		validator = new $.validator( options, this[0] );
		$.data(this[0], 'validator', validator); 
		
		if ( validator.settings.onsubmit ) {
		
			// allow suppresing validation by adding a cancel class to the submit button
			this.find("input, button").filter(".cancel").click(function() {
				validator.cancelSubmit = true;
			});
		
			// validate the form on submit
			this.submit( function( event ) {
				if ( validator.settings.debug )
					// prevent form submit to be able to see console output
					event.preventDefault();
					
				function handle() {
					if ( validator.settings.submitHandler ) {
						validator.settings.submitHandler.call( validator, validator.currentForm );
						return false;
					}
					return true;
				}
					
				// prevent submit for invalid forms or custom submit handlers
				if ( validator.cancelSubmit ) {
					validator.cancelSubmit = false;
					return handle();
				}
				if ( validator.form() ) {
					if ( validator.pendingRequest ) {
						validator.formSubmitted = true;
						return false;
					}
					return handle();
				} else {
					validator.focusInvalid();
					return false;
				}
			});
		}
		
		return validator;
	},
	// http://docs.jquery.com/Plugins/Validation/valid
	valid: function() {
        if ( $(this[0]).is('form')) {
            return this.validate().form();
        } else {
            var valid = false;
            var validator = $(this[0].form).validate();
            this.each(function() {
				valid |= validator.element(this);
            });
            return valid;
        }
    },
	// attributes: space seperated list of attributes to retrieve and remove
	removeAttrs: function(attributes) {
		var result = {},
			$element = this;
		$.each(attributes.split(/\s/), function(index, value) {
			result[value] = $element.attr(value);
			$element.removeAttr(value);
		});
		return result;
	},
	// http://docs.jquery.com/Plugins/Validation/rules
	rules: function(command, argument) {
		var element = this[0];
		
		if (command) {
			var settings = $.data(element.form, 'validator').settings;
			var staticRules = settings.rules;
			var existingRules = $.validator.staticRules(element);
			switch(command) {
			case "add":
				$.extend(existingRules, $.validator.normalizeRule(argument));
				staticRules[element.name] = existingRules;
				if (argument.messages)
					settings.messages[element.name] = $.extend( settings.messages[element.name], argument.messages );
				break;
			case "remove":
				if (!argument) {
					delete staticRules[element.name];
					return existingRules;
				}
				var filtered = {};
				$.each(argument.split(/\s/), function(index, method) {
					filtered[method] = existingRules[method];
					delete existingRules[method];
				});
				return filtered;
			}
		}
		
		var data = $.validator.normalizeRules(
		$.extend(
			{},
			$.validator.metadataRules(element),
			$.validator.classRules(element),
			$.validator.attributeRules(element),
			$.validator.staticRules(element)
		), element);
		
		// make sure required is at front
		if (data.required) {
			var param = data.required;
			delete data.required;
			data = $.extend({required: param}, data);
		}
		
		return data;
	}
});

// Custom selectors
$.extend($.expr[":"], {
	// http://docs.jquery.com/Plugins/Validation/blank
	blank: function(a) {return !$.trim(a.value);},
	// http://docs.jquery.com/Plugins/Validation/filled
	filled: function(a) {return !!$.trim(a.value);},
	// http://docs.jquery.com/Plugins/Validation/unchecked
	unchecked: function(a) {return !a.checked;}
});


$.format = function(source, params) {
	if ( arguments.length == 1 ) 
		return function() {
			var args = $.makeArray(arguments);
			args.unshift(source);
			return $.format.apply( this, args );
		};
	if ( arguments.length > 2 && params.constructor != Array  ) {
		params = $.makeArray(arguments).slice(1);
	}
	if ( params.constructor != Array ) {
		params = [ params ];
	}
	$.each(params, function(i, n) {
		source = source.replace(new RegExp("\\{" + i + "\\}", "g"), n);
	});
	return source;
};

// constructor for validator
$.validator = function( options, form ) {
	this.settings = $.extend( {}, $.validator.defaults, options );
	this.currentForm = form;
	this.init();
};

$.extend($.validator, {

	defaults: {
		messages: {},
		groups: {},
		rules: {},
		errorClass: "error",
		errorElement: "label",
		focusInvalid: true,
		errorContainer: $( [] ),
		errorLabelContainer: $( [] ),
		onsubmit: true,
		ignore: [],
		ignoreTitle: false,
		onfocusin: function(element) {
			this.lastActive = element;
				
			// hide error label and remove error class on focus if enabled
			if ( this.settings.focusCleanup && !this.blockFocusCleanup ) {
				this.settings.unhighlight && this.settings.unhighlight.call( this, element, this.settings.errorClass );
				this.errorsFor(element).hide();
			}
		},
		onfocusout: function(element) {
			if ( !this.checkable(element) && (element.name in this.submitted || !this.optional(element)) ) {
				this.element(element);
			}
		},
		onkeyup: function(element) {
			if ( element.name in this.submitted || element == this.lastElement ) {
				this.element(element);
			}
		},
		onclick: function(element) {
			if ( element.name in this.submitted )
				this.element(element);
		},
		highlight: function( element, errorClass ) {
			$( element ).addClass( errorClass );
		},
		unhighlight: function( element, errorClass ) {
			$( element ).removeClass( errorClass );
		}
	},

	// http://docs.jquery.com/Plugins/Validation/Validator/setDefaults
	setDefaults: function(settings) {
		$.extend( $.validator.defaults, settings );
	},

	messages: {
		required: "This field is required.",
		remote: "Please fix this field.",
		email: "Please enter a valid email address.",
		url: "Please enter a valid URL.",
		date: "Please enter a valid date.",
		dateISO: "Please enter a valid date (ISO).",
		dateDE: "Bitte geben Sie ein gültiges Datum ein.",
		number: "Please enter a valid number.",
		currency: "Please enter an actual dollar amount.",
		digits: "Please enter only digits",
		creditcard: "Please enter a valid credit card number.",
		equalTo: "Please enter the same value again.",
		accept: "Please enter a value with a valid extension.",
		maxlength: $.format("Please enter no more than {0} characters."),
		minlength: $.format("Please enter at least {0} characters."),
		rangelength: $.format("Please enter a value between {0} and {1} characters long."),
		range: $.format("Please enter a value between {0} and {1}."),
		max: $.format("Please enter a value less than or equal to {0}."),
		min: $.format("Please enter a value greater than or equal to {0}.")
	},
	
	autoCreateRanges: false,
	
	prototype: {
		
		init: function() {
			this.labelContainer = $(this.settings.errorLabelContainer);
			this.errorContext = this.labelContainer.length && this.labelContainer || $(this.currentForm);
			this.containers = $(this.settings.errorContainer).add( this.settings.errorLabelContainer );
			this.submitted = {};
			this.valueCache = {};
			this.pendingRequest = 0;
			this.pending = {};
			this.invalid = {};
			this.reset();
			
			var groups = (this.groups = {});
			$.each(this.settings.groups, function(key, value) {
				$.each(value.split(/\s/), function(index, name) {
					groups[name] = key;
				});
			});
			var rules = this.settings.rules;
			$.each(rules, function(key, value) {
				rules[key] = $.validator.normalizeRule(value);
			});
			
			function delegate(event) {
				var validator = $.data(this[0].form, "validator");
				validator.settings["on" + event.type] && validator.settings["on" + event.type].call(validator, this[0] );
			}
			$(this.currentForm)
				.delegate("focusin focusout keyup", ":text, :password, :file, select, textarea", delegate)
				.delegate("click", ":radio, :checkbox", delegate);

			if (this.settings.invalidHandler)
				$(this.currentForm).bind("invalid-form.validate", this.settings.invalidHandler);
		},

		// http://docs.jquery.com/Plugins/Validation/Validator/form
		form: function() {
			this.checkForm();
			$.extend(this.submitted, this.errorMap);
			this.invalid = $.extend({}, this.errorMap);
			if (!this.valid())
				$(this.currentForm).triggerHandler("invalid-form", [this]);
			this.showErrors();
			return this.valid();
		},
		
		checkForm: function() {
			this.prepareForm();
			for ( var i = 0, elements = (this.currentElements = this.elements()); elements[i]; i++ ) {
				this.check( elements[i] );
			}
			return this.valid(); 
		},
		
		// http://docs.jquery.com/Plugins/Validation/Validator/element
		element: function( element ) {
			element = this.clean( element );
			this.lastElement = element;
			this.prepareElement( element );
			this.currentElements = $(element);
			var result = this.check( element );
			if ( result ) {
				delete this.invalid[element.name];
			} else {
				this.invalid[element.name] = true;
			}
			if ( !this.numberOfInvalids() ) {
				// Hide error containers on last error
				this.toHide = this.toHide.add( this.containers );
			}
			this.showErrors();
			return result;
		},

		// http://docs.jquery.com/Plugins/Validation/Validator/showErrors
		showErrors: function(errors) {
			if(errors) {
				// add items to error list and map
				$.extend( this.errorMap, errors );
				this.errorList = [];
				for ( var name in errors ) {
					this.errorList.push({
						message: errors[name],
						element: this.findByName(name)[0]
					});
				}
				// remove items from success list
				this.successList = $.grep( this.successList, function(element) {
					return !(element.name in errors);
				});
			}
			this.settings.showErrors
				? this.settings.showErrors.call( this, this.errorMap, this.errorList )
				: this.defaultShowErrors();
		},
		
		// http://docs.jquery.com/Plugins/Validation/Validator/resetForm
		resetForm: function() {
			if ( $.fn.resetForm )
				$( this.currentForm ).resetForm();
			this.submitted = {};
			this.prepareForm();
			this.hideErrors();
			this.elements().removeClass( this.settings.errorClass );
		},
		
		numberOfInvalids: function() {
			return this.objectLength(this.invalid);
		},
		
		objectLength: function( obj ) {
			var count = 0;
			for ( var i in obj )
				count++;
			return count;
		},
		
		hideErrors: function() {
			this.addWrapper( this.toHide ).hide();
		},
		
		valid: function() {
			return this.size() == 0;
		},
		
		size: function() {
			return this.errorList.length;
		},
		
		focusInvalid: function() {
			if( this.settings.focusInvalid ) {
				try {
					$(this.findLastActive() || this.errorList.length && this.errorList[0].element || []).filter(":visible").focus();
				} catch(e) {
					// ignore IE throwing errors when focusing hidden elements
				}
			}
		},
		
		findLastActive: function() {
			var lastActive = this.lastActive;
			return lastActive && $.grep(this.errorList, function(n) {
				return n.element.name == lastActive.name;
			}).length == 1 && lastActive;
		},
		
		elements: function() {
			var validator = this,
				rulesCache = {};
			
			// select all valid inputs inside the form (no submit or reset buttons)
			// workaround $Query([]).add until http://dev.jquery.com/ticket/2114 is solved
			return $([]).add(this.currentForm.elements)
			.filter(":input")
			.not(":submit, :reset, :image, [disabled]")
			.not( this.settings.ignore )
			.filter(function() {
				!this.name && validator.settings.debug && window.console && console.error( "%o has no name assigned", this);
			
				// select only the first element for each name, and only those with rules specified
				if ( this.name in rulesCache || !validator.objectLength($(this).rules()) )
					return false;
				
				rulesCache[this.name] = true;
				return true;
			});
		},
		
		clean: function( selector ) {
			return $( selector )[0];
		},
		
		errors: function() {
			return $( this.settings.errorElement + "." + this.settings.errorClass, this.errorContext );
		},
		
		reset: function() {
			this.successList = [];
			this.errorList = [];
			this.errorMap = {};
			this.toShow = $([]);
			this.toHide = $([]);
			this.formSubmitted = false;
			this.currentElements = $([]);
		},
		
		prepareForm: function() {
			this.reset();
			this.toHide = this.errors().add( this.containers );
		},
		
		prepareElement: function( element ) {
			this.reset();
			this.toHide = this.errorsFor(element);
		},
	
		check: function( element ) {
			element = this.clean( element );
			
			// if radio/checkbox, validate first element in group instead
			if (this.checkable(element)) {
				element = this.findByName( element.name )[0];
			}
			
			var rules = $(element).rules();
			var dependencyMismatch = false;
			for( method in rules ) {
				var rule = { method: method, parameters: rules[method] };
				try {
					var result = $.validator.methods[method].call( this, element.value.replace(/\r/g, ""), element, rule.parameters );
					
					// if a method indicates that the field is optional and therefore valid,
					// don't mark it as valid when there are no other rules
					if ( result == "dependency-mismatch" ) {
						dependencyMismatch = true;
						continue;
					}
					dependencyMismatch = false;
					
					if ( result == "pending" ) {
						this.toHide = this.toHide.not( this.errorsFor(element) );
						return;
					}
					
					if( !result ) {
						this.formatAndAdd( element, rule );
						return false;
					}
				} catch(e) {
					this.settings.debug && window.console && console.log("exception occured when checking element " + element.id
						 + ", check the '" + rule.method + "' method");
					throw e;
				}
			}
			if (dependencyMismatch)
				return;
			if ( this.objectLength(rules) )
				this.successList.push(element);
			return true;
		},
		
		// return the custom message for the given element and validation method
		// specified in the element's "messages" metadata
		customMetaMessage: function(element, method) {
			if (!$.metadata)
				return;
			
			var meta = this.settings.meta
				? $(element).metadata()[this.settings.meta]
				: $(element).metadata();
			
			return meta && meta.messages && meta.messages[method];
		},
		
		// return the custom message for the given element name and validation method
		customMessage: function( name, method ) {
			var m = this.settings.messages[name];
			return m && (m.constructor == String
				? m
				: m[method]);
		},
		
		// return the first defined argument, allowing empty strings
		findDefined: function() {
			for(var i = 0; i < arguments.length; i++) {
				if (arguments[i] !== undefined)
					return arguments[i];
			}
			return undefined;
		},
		
		defaultMessage: function( element, method) {
			return this.findDefined(
				this.customMessage( element.name, method ),
				this.customMetaMessage( element, method ),
				// title is never undefined, so handle empty string as undefined
				!this.settings.ignoreTitle && element.title || undefined,
				$.validator.messages[method],
				"<strong>Warning: No message defined for " + element.name + "</strong>"
			);
		},
		
		formatAndAdd: function( element, rule ) {
			var message = this.defaultMessage( element, rule.method );
			if ( typeof message == "function" ) 
				message = message.call(this, rule.parameters, element);
			this.errorList.push({
				message: message,
				element: element
			});
			this.errorMap[element.name] = message;
			this.submitted[element.name] = message;
		},
		
		addWrapper: function(toToggle) {
			if ( this.settings.wrapper )
				toToggle = toToggle.add( toToggle.parents( this.settings.wrapper ) );
			return toToggle;
		},
		
		defaultShowErrors: function() {
			for ( var i = 0; this.errorList[i]; i++ ) {
				var error = this.errorList[i];
				this.settings.highlight && this.settings.highlight.call( this, error.element, this.settings.errorClass );
				this.showLabel( error.element, error.message );
			}
			if( this.errorList.length ) {
				this.toShow = this.toShow.add( this.containers );
			}
			if (this.settings.success) {
				for ( var i = 0; this.successList[i]; i++ ) {
					this.showLabel( this.successList[i] );
				}
			}
			if (this.settings.unhighlight) {
				for ( var i = 0, elements = this.validElements(); elements[i]; i++ ) {
					this.settings.unhighlight.call( this, elements[i], this.settings.errorClass );
				}
			}
			this.toHide = this.toHide.not( this.toShow );
			this.hideErrors();
			this.addWrapper( this.toShow ).show();
		},
		
		validElements: function() {
			return this.currentElements.not(this.invalidElements());
		},
		
		invalidElements: function() {
			return $(this.errorList).map(function() {
				return this.element;
			});
		},
		
		showLabel: function(element, message) {
			var label = this.errorsFor( element );
			if ( label.length ) {
				// refresh error/success class
				label.removeClass().addClass( this.settings.errorClass );
			
				// check if we have a generated label, replace the message then
				label.attr("generated") && label.html(message);
			} else {
				// create label
				label = $("<" + this.settings.errorElement + "/>")
					.attr({"for":  this.idOrName(element), generated: true})
					.addClass(this.settings.errorClass)
					.html(message || "");
				if ( this.settings.wrapper ) {
					// make sure the element is visible, even in IE
					// actually showing the wrapped element is handled elsewhere
					label = label.hide().show().wrap("<" + this.settings.wrapper + "/>").parent();
				}
				if ( !this.labelContainer.append(label).length )
					this.settings.errorPlacement
						? this.settings.errorPlacement(label, $(element) )
						: label.insertAfter(element);
			}
			if ( !message && this.settings.success ) {
				label.text("");
				typeof this.settings.success == "string"
					? label.addClass( this.settings.success )
					: this.settings.success( label );
			}
			this.toShow = this.toShow.add(label);
		},
		
		errorsFor: function(element) {
			return this.errors().filter("[for='" + this.idOrName(element) + "']");
		},
		
		idOrName: function(element) {
			return this.groups[element.name] || (this.checkable(element) ? element.name : element.id || element.name);
		},

		checkable: function( element ) {
			return /radio|checkbox/i.test(element.type);
		},
		
		findByName: function( name ) {
			// select by name and filter by form for performance over form.find("[name=...]")
			var form = this.currentForm;
			return $(document.getElementsByName(name)).map(function(index, element) {
				return element.form == form && element.name == name && element  || null;
			});
		},
		
		getLength: function(value, element) {
			switch( element.nodeName.toLowerCase() ) {
			case 'select':
				return $("option:selected", element).length;
			case 'input':
				if( this.checkable( element) )
					return this.findByName(element.name).filter(':checked').length;
			}
			return value.length;
		},
	
		depend: function(param, element) {
			return this.dependTypes[typeof param]
				? this.dependTypes[typeof param](param, element)
				: true;
		},
	
		dependTypes: {
			"boolean": function(param, element) {
				return param;
			},
			"string": function(param, element) {
				return !!$(param, element.form).length;
			},
			"function": function(param, element) {
				return param(element);
			}
		},
		
		optional: function(element) {
			return !$.validator.methods.required.call(this, $.trim(element.value), element) && "dependency-mismatch";
		},
		
		startRequest: function(element) {
			if (!this.pending[element.name]) {
				this.pendingRequest++;
				this.pending[element.name] = true;
			}
		},
		
		stopRequest: function(element, valid) {
			this.pendingRequest--;
			// sometimes synchronization fails, make sure pendingRequest is never < 0
			if (this.pendingRequest < 0)
				this.pendingRequest = 0;
			delete this.pending[element.name];
			if ( valid && this.pendingRequest == 0 && this.formSubmitted && this.form() ) {
				$(this.currentForm).submit();
			} else if (!valid && this.pendingRequest == 0 && this.formSubmitted) {
				$(this.currentForm).triggerHandler("invalid-form", [this]);
			}
		},
		
		previousValue: function(element) {
			return $.data(element, "previousValue") || $.data(element, "previousValue", previous = {
				old: null,
				valid: true,
				message: this.defaultMessage( element, "remote" )
			});
		}
		
	},
	
	classRuleSettings: {
		required: {required: true},
		email: {email: true},
		url: {url: true},
		date: {date: true},
		dateISO: {dateISO: true},
		dateDE: {dateDE: true},
		number: {number: true},
		currency: {currency: true},
		digits: {digits: true},
		creditcard: {creditcard: true}
	},
	
	addClassRules: function(className, rules) {
		className.constructor == String ?
			this.classRuleSettings[className] = rules :
			$.extend(this.classRuleSettings, className);
	},
	
	classRules: function(element) {
		var rules = {};
		var classes = $(element).attr('class');
		classes && $.each(classes.split(' '), function() {
			if (this in $.validator.classRuleSettings) {
				$.extend(rules, $.validator.classRuleSettings[this]);
			}
		});
		return rules;
	},
	
	attributeRules: function(element) {
		var rules = {};
		var $element = $(element);
		
		for (method in $.validator.methods) {
			var value = $element.attr(method);
			if (value) {
				rules[method] = value;
			}
		}
		
		// maxlength may be returned as -1, 2147483647 (IE) and 524288 (safari) for text inputs
		if (rules.maxlength && /-1|2147483647|524288/.test(rules.maxlength)) {
			delete rules.maxlength;
		}
		
		return rules;
	},
	
	metadataRules: function(element) {
		if (!$.metadata) return {};
		
		var meta = $.data(element.form, 'validator').settings.meta;
		return meta ?
			$(element).metadata()[meta] :
			$(element).metadata();
	},
	
	staticRules: function(element) {
		var rules = {};
		var validator = $.data(element.form, 'validator');
		if (validator.settings.rules) {
			rules = $.validator.normalizeRule(validator.settings.rules[element.name]) || {};
		}
		return rules;
	},
	
	normalizeRules: function(rules, element) {
		// handle dependency check
		$.each(rules, function(prop, val) {
			// ignore rule when param is explicitly false, eg. required:false
			if (val === false) {
				delete rules[prop];
				return;
			}
			if (val.param || val.depends) {
				var keepRule = true;
				switch (typeof val.depends) {
					case "string":
						keepRule = !!$(val.depends, element.form).length;
						break;
					case "function":
						keepRule = val.depends.call(element, element);
						break;
				}
				if (keepRule) {
					rules[prop] = val.param !== undefined ? val.param : true;
				} else {
					delete rules[prop];
				}
			}
		});
		
		// evaluate parameters
		$.each(rules, function(rule, parameter) {
			rules[rule] = $.isFunction(parameter) ? parameter(element) : parameter;
		});
		
		// clean number parameters
		$.each(['minlength', 'maxlength', 'min', 'max'], function() {
			if (rules[this]) {
				rules[this] = Number(rules[this]);
			}
		});
		$.each(['rangelength', 'range'], function() {
			if (rules[this]) {
				rules[this] = [Number(rules[this][0]), Number(rules[this][1])];
			}
		});
		
		if ($.validator.autoCreateRanges) {
			// auto-create ranges
			if (rules.min && rules.max) {
				rules.range = [rules.min, rules.max];
				delete rules.min;
				delete rules.max;
			}
			if (rules.minlength && rules.maxlength) {
				rules.rangelength = [rules.minlength, rules.maxlength];
				delete rules.minlength;
				delete rules.maxlength;
			}
		}
		
		// To support custom messages in metadata ignore rule methods titled "messages"
		if (rules.messages) {
			delete rules.messages
		}
		
		return rules;
	},
	
	// Converts a simple string to a {string: true} rule, e.g., "required" to {required:true}
	normalizeRule: function(data) {
		if( typeof data == "string" ) {
			var transformed = {};
			$.each(data.split(/\s/), function() {
				transformed[this] = true;
			});
			data = transformed;
		}
		return data;
	},
	
	// http://docs.jquery.com/Plugins/Validation/Validator/addMethod
	addMethod: function(name, method, message) {
		$.validator.methods[name] = method;
		$.validator.messages[name] = message;
		if (method.length < 3) {
			$.validator.addClassRules(name, $.validator.normalizeRule(name));
		}
	},

	methods: {

		// http://docs.jquery.com/Plugins/Validation/Methods/required
		required: function(value, element, param) {
			// check if dependency is met
			if ( !this.depend(param, element) )
				return "dependency-mismatch";
			switch( element.nodeName.toLowerCase() ) {
			case 'select':
				var options = $("option:selected", element);
				return options.length > 0 && ( element.type == "select-multiple" || ($.browser.msie && !(options[0].attributes['value'].specified) ? options[0].text : options[0].value).length > 0);
			case 'input':
				if ( this.checkable(element) )
					return this.getLength(value, element) > 0;
			default:
				return $.trim(value).length > 0;
			}
		},
		
		// http://docs.jquery.com/Plugins/Validation/Methods/remote
		remote: function(value, element, param) {
			if ( this.optional(element) )
				return "dependency-mismatch";
			
			var previous = this.previousValue(element);
			
			if (!this.settings.messages[element.name] )
				this.settings.messages[element.name] = {};
			this.settings.messages[element.name].remote = typeof previous.message == "function" ? previous.message(value) : previous.message;
			
			param = typeof param == "string" && {url:param} || param; 
			
			if ( previous.old !== value ) {
				previous.old = value;
				var validator = this;
				this.startRequest(element);
				var data = {};
				data[element.name] = value;
				$.ajax($.extend(true, {
					url: param,
					mode: "abort",
					port: "validate" + element.name,
					dataType: "json",
					data: data,
					success: function(response) {
						if ( response ) {
							var submitted = validator.formSubmitted;
							validator.prepareElement(element);
							validator.formSubmitted = submitted;
							validator.successList.push(element);
							validator.showErrors();
						} else {
							var errors = {};
							errors[element.name] =  response || validator.defaultMessage( element, "remote" );
							validator.showErrors(errors);
						}
						previous.valid = response;
						validator.stopRequest(element, response);
					}
				}, param));
				return "pending";
			} else if( this.pending[element.name] ) {
				return "pending";
			}
			return previous.valid;
		},

		// http://docs.jquery.com/Plugins/Validation/Methods/minlength
		minlength: function(value, element, param) {
			return this.optional(element) || this.getLength($.trim(value), element) >= param;
		},
		
		// http://docs.jquery.com/Plugins/Validation/Methods/maxlength
		maxlength: function(value, element, param) {
			return this.optional(element) || this.getLength($.trim(value), element) <= param;
		},
		
		// http://docs.jquery.com/Plugins/Validation/Methods/rangelength
		rangelength: function(value, element, param) {
			var length = this.getLength($.trim(value), element);
			return this.optional(element) || ( length >= param[0] && length <= param[1] );
		},
		
		// http://docs.jquery.com/Plugins/Validation/Methods/min
		min: function( value, element, param ) {
			var numberValue = value.replace(/[^\d.-]+/g, "");
			
			return this.optional(element) || numberValue >= param;
		},
		
		// http://docs.jquery.com/Plugins/Validation/Methods/max
		max: function( value, element, param ) {
			var numberValue = value.replace(/[^\d.-]+/g, "");
			
			return this.optional(element) || numberValue <= param;
		},
		
		// http://docs.jquery.com/Plugins/Validation/Methods/range
		range: function( value, element, param ) {
			return this.optional(element) || ( value >= param[0] && value <= param[1] );
		},
		
		// http://docs.jquery.com/Plugins/Validation/Methods/email
		email: function(value, element) {
			// contributed by Scott Gonzalez: http://projects.scottsplayground.com/email_address_validation/
			return this.optional(element) || /^((([a-z]|\d|[!#\$%&'\*\+\-\/=\?\^_`{\|}~]|[\u00A0-\uD7FF\uF900-\uFDCF\uFDF0-\uFFEF])+(\.([a-z]|\d|[!#\$%&'\*\+\-\/=\?\^_`{\|}~]|[\u00A0-\uD7FF\uF900-\uFDCF\uFDF0-\uFFEF])+)*)|((\x22)((((\x20|\x09)*(\x0d\x0a))?(\x20|\x09)+)?(([\x01-\x08\x0b\x0c\x0e-\x1f\x7f]|\x21|[\x23-\x5b]|[\x5d-\x7e]|[\u00A0-\uD7FF\uF900-\uFDCF\uFDF0-\uFFEF])|(\\([\x01-\x09\x0b\x0c\x0d-\x7f]|[\u00A0-\uD7FF\uF900-\uFDCF\uFDF0-\uFFEF]))))*(((\x20|\x09)*(\x0d\x0a))?(\x20|\x09)+)?(\x22)))@((([a-z]|\d|[\u00A0-\uD7FF\uF900-\uFDCF\uFDF0-\uFFEF])|(([a-z]|\d|[\u00A0-\uD7FF\uF900-\uFDCF\uFDF0-\uFFEF])([a-z]|\d|-|\.|_|~|[\u00A0-\uD7FF\uF900-\uFDCF\uFDF0-\uFFEF])*([a-z]|\d|[\u00A0-\uD7FF\uF900-\uFDCF\uFDF0-\uFFEF])))\.)+(([a-z]|[\u00A0-\uD7FF\uF900-\uFDCF\uFDF0-\uFFEF])|(([a-z]|[\u00A0-\uD7FF\uF900-\uFDCF\uFDF0-\uFFEF])([a-z]|\d|-|\.|_|~|[\u00A0-\uD7FF\uF900-\uFDCF\uFDF0-\uFFEF])*([a-z]|[\u00A0-\uD7FF\uF900-\uFDCF\uFDF0-\uFFEF])))\.?$/i.test(value);
		},
	
		// http://docs.jquery.com/Plugins/Validation/Methods/url
		url: function(value, element) {
			// contributed by Scott Gonzalez: http://projects.scottsplayground.com/iri/
			return this.optional(element) || /^(https?|ftp):\/\/(((([a-z]|\d|-|\.|_|~|[\u00A0-\uD7FF\uF900-\uFDCF\uFDF0-\uFFEF])|(%[\da-f]{2})|[!\$&'\(\)\*\+,;=]|:)*@)?(((\d|[1-9]\d|1\d\d|2[0-4]\d|25[0-5])\.(\d|[1-9]\d|1\d\d|2[0-4]\d|25[0-5])\.(\d|[1-9]\d|1\d\d|2[0-4]\d|25[0-5])\.(\d|[1-9]\d|1\d\d|2[0-4]\d|25[0-5]))|((([a-z]|\d|[\u00A0-\uD7FF\uF900-\uFDCF\uFDF0-\uFFEF])|(([a-z]|\d|[\u00A0-\uD7FF\uF900-\uFDCF\uFDF0-\uFFEF])([a-z]|\d|-|\.|_|~|[\u00A0-\uD7FF\uF900-\uFDCF\uFDF0-\uFFEF])*([a-z]|\d|[\u00A0-\uD7FF\uF900-\uFDCF\uFDF0-\uFFEF])))\.)+(([a-z]|[\u00A0-\uD7FF\uF900-\uFDCF\uFDF0-\uFFEF])|(([a-z]|[\u00A0-\uD7FF\uF900-\uFDCF\uFDF0-\uFFEF])([a-z]|\d|-|\.|_|~|[\u00A0-\uD7FF\uF900-\uFDCF\uFDF0-\uFFEF])*([a-z]|[\u00A0-\uD7FF\uF900-\uFDCF\uFDF0-\uFFEF])))\.?)(:\d*)?)(\/((([a-z]|\d|-|\.|_|~|[\u00A0-\uD7FF\uF900-\uFDCF\uFDF0-\uFFEF])|(%[\da-f]{2})|[!\$&'\(\)\*\+,;=]|:|@)+(\/(([a-z]|\d|-|\.|_|~|[\u00A0-\uD7FF\uF900-\uFDCF\uFDF0-\uFFEF])|(%[\da-f]{2})|[!\$&'\(\)\*\+,;=]|:|@)*)*)?)?(\?((([a-z]|\d|-|\.|_|~|[\u00A0-\uD7FF\uF900-\uFDCF\uFDF0-\uFFEF])|(%[\da-f]{2})|[!\$&'\(\)\*\+,;=]|:|@)|[\uE000-\uF8FF]|\/|\?)*)?(\#((([a-z]|\d|-|\.|_|~|[\u00A0-\uD7FF\uF900-\uFDCF\uFDF0-\uFFEF])|(%[\da-f]{2})|[!\$&'\(\)\*\+,;=]|:|@)|\/|\?)*)?$/i.test(value);
		},
        
		// http://docs.jquery.com/Plugins/Validation/Methods/date
		date: function(value, element) {
			return this.optional(element) || !/Invalid|NaN/.test(new Date(value));
		},
	
		// http://docs.jquery.com/Plugins/Validation/Methods/dateISO
		dateISO: function(value, element) {
			return this.optional(element) || /^\d{4}[\/-]\d{1,2}[\/-]\d{1,2}$/.test(value);
		},
	
		// http://docs.jquery.com/Plugins/Validation/Methods/dateDE
		dateDE: function(value, element) {
			return this.optional(element) || /^\d\d?\.\d\d?\.\d\d\d?\d?$/.test(value);
		},
	
		// http://docs.jquery.com/Plugins/Validation/Methods/number
		number: function(value, element) {
			return this.optional(element) || /^-?(?:\d+|\d{1,3}(?:,\d{3})+)(?:\.\d+)?$/.test(value);
		},
	
		// http://docs.jquery.com/Plugins/Validation/Methods/currency
		currency: function(value, element) {
			return this.optional(element) || /^[0-9]{1,3}(?:,?[0-9]{3})*(?:\.[0-9]{2})?$/.test(value);
		},
		
		// http://docs.jquery.com/Plugins/Validation/Methods/digits
		digits: function(value, element) {
			return this.optional(element) || /^\d+$/.test(value);
		},
		
		// http://docs.jquery.com/Plugins/Validation/Methods/creditcard
		// based on http://en.wikipedia.org/wiki/Luhn
		creditcard: function(value, element) {
			if ( this.optional(element) )
				return "dependency-mismatch";
			// accept only digits and dashes
			if (/[^0-9-]+/.test(value))
				return false;
			var nCheck = 0,
				nDigit = 0,
				bEven = false;

			value = value.replace(/\D/g, "");

			for (n = value.length - 1; n >= 0; n--) {
				var cDigit = value.charAt(n);
				var nDigit = parseInt(cDigit, 10);
				if (bEven) {
					if ((nDigit *= 2) > 9)
						nDigit -= 9;
				}
				nCheck += nDigit;
				bEven = !bEven;
			}

			return (nCheck % 10) == 0;
		},
		
		// http://docs.jquery.com/Plugins/Validation/Methods/accept
		accept: function(value, element, param) {
			param = typeof param == "string" ? param : "png|jpe?g|gif";
			return this.optional(element) || value.match(new RegExp(".(" + param + ")$", "i")); 
		},
		
		// http://docs.jquery.com/Plugins/Validation/Methods/equalTo
		equalTo: function(value, element, param) {
			return value == $(param).val();
		}
		
	}
	
});

})(jQuery);

// ajax mode: abort
// usage: $.ajax({ mode: "abort"[, port: "uniqueport"]});
// if mode:"abort" is used, the previous request on that port (port can be undefined) is aborted via XMLHttpRequest.abort() 
;(function($) {
	var ajax = $.ajax;
	var pendingRequests = {};
	$.ajax = function(settings) {
		// create settings for compatibility with ajaxSetup
		settings = $.extend(settings, $.extend({}, $.ajaxSettings, settings));
		var port = settings.port;
		if (settings.mode == "abort") {
			if ( pendingRequests[port] ) {
				pendingRequests[port].abort();
			}
			return (pendingRequests[port] = ajax.apply(this, arguments));
		}
		return ajax.apply(this, arguments);
	};
})(jQuery);

// provides cross-browser focusin and focusout events
// IE has native support, in other browsers, use event caputuring (neither bubbles)

// provides delegate(type: String, delegate: Selector, handler: Callback) plugin for easier event delegation
// handler is only called when $(event.target).is(delegate), in the scope of the jquery-object for event.target 

// provides triggerEvent(type: String, target: Element) to trigger delegated events
;(function($) {
	$.each({
		focus: 'focusin',
		blur: 'focusout'	
	}, function( original, fix ){
		$.event.special[fix] = {
			setup:function() {
				if ( $.browser.msie ) return false;
				this.addEventListener( original, $.event.special[fix].handler, true );
			},
			teardown:function() {
				if ( $.browser.msie ) return false;
				this.removeEventListener( original,
				$.event.special[fix].handler, true );
			},
			handler: function(e) {
				arguments[0] = $.event.fix(e);
				arguments[0].type = fix;
				return $.event.handle.apply(this, arguments);
			}
		};
	});
	$.extend($.fn, {
		delegate: function(type, delegate, handler) {
			return this.bind(type, function(event) {
				var target = $(event.target);
				if (target.is(delegate)) {
					return handler.apply(target, arguments);
				}
			});
		},
		triggerEvent: function(type, target) {
			return this.triggerHandler(type, [$.event.fix({ type: type, target: target })]);
		}
	})
})(jQuery);

/*
 * jQuery Tooltip plugin 1.3
 *
 * http://bassistance.de/jquery-plugins/jquery-plugin-tooltip/
 * http://docs.jquery.com/Plugins/Tooltip
 *
 * Copyright (c) 2006 - 2008 Jörn Zaefferer
 *
 * $Id: jquery.tooltip.js 5741 2008-06-21 15:22:16Z joern.zaefferer $
 * 
 * Dual licensed under the MIT and GPL licenses:
 *   http://www.opensource.org/licenses/mit-license.php
 *   http://www.gnu.org/licenses/gpl.html
 */
 
;(function($) {
	
		// the tooltip element
	var helper = {},
		// the current tooltipped element
		current,
		// the title of the current element, used for restoring
		title,
		// timeout id for delayed tooltips
		tID,
		// IE 5.5 or 6
		IE = $.browser.msie && /MSIE\s(5\.5|6\.)/.test(navigator.userAgent),
		// flag for mouse tracking
		track = false;
	
	$.tooltip = {
		blocked: false,
		defaults: {
			delay: 200,
			fade: false,
			showURL: true,
			extraClass: "",
			top: 15,
			left: 15,
			id: "tooltip"
		},
		block: function() {
			$.tooltip.blocked = !$.tooltip.blocked;
		}
	};
	
	$.fn.extend({
		tooltip: function(settings) {
			settings = $.extend({}, $.tooltip.defaults, settings);
			createHelper(settings);
			return this.each(function() {
					$.data(this, "tooltip", settings);
					this.tOpacity = helper.parent.css("opacity");
					// copy tooltip into its own expando and remove the title
					this.tooltipText = this.title;
					$(this).removeAttr("title");
					// also remove alt attribute to prevent default tooltip in IE
					this.alt = "";
				})
				.mouseover(save)
				.mouseout(hide)
				.click(hide);
		},
		fixPNG: IE ? function() {
			return this.each(function () {
				var image = $(this).css('backgroundImage');
				if (image.match(/^url\(["']?(.*\.png)["']?\)$/i)) {
					image = RegExp.$1;
					$(this).css({
						'backgroundImage': 'none',
						'filter': "progid:DXImageTransform.Microsoft.AlphaImageLoader(enabled=true, sizingMethod=crop, src='" + image + "')"
					}).each(function () {
						var position = $(this).css('position');
						if (position != 'absolute' && position != 'relative')
							$(this).css('position', 'relative');
					});
				}
			});
		} : function() { return this; },
		unfixPNG: IE ? function() {
			return this.each(function () {
				$(this).css({'filter': '', backgroundImage: ''});
			});
		} : function() { return this; },
		hideWhenEmpty: function() {
			return this.each(function() {
				$(this)[ $(this).html() ? "show" : "hide" ]();
			});
		},
		url: function() {
			return this.attr('href') || this.attr('src');
		}
	});
	
	function createHelper(settings) {
		// there can be only one tooltip helper
		if( helper.parent )
			return;
		// create the helper, h3 for title, div for url
		helper.parent = $('<div id="' + settings.id + '"><h3></h3><div class="body"></div><div class="url"></div></div>')
			// add to document
			.appendTo(document.body)
			// hide it at first
			.hide();
			
		// apply bgiframe if available
		if ( $.fn.bgiframe )
			helper.parent.bgiframe();
		
		// save references to title and url elements
		helper.title = $('h3', helper.parent);
		helper.body = $('div.body', helper.parent);
		helper.url = $('div.url', helper.parent);
	}
	
	function settings(element) {
		return $.data(element, "tooltip");
	}
	
	// main event handler to start showing tooltips
	function handle(event) {
		// show helper, either with timeout or on instant
		if( settings(this).delay )
			tID = setTimeout(show, settings(this).delay);
		else
			show();
		
		// if selected, update the helper position when the mouse moves
		track = !!settings(this).track;
		$(document.body).bind('mousemove', update);
			
		// update at least once
		update(event);
	}
	
	// save elements title before the tooltip is displayed
	function save() {
		// if this is the current source, or it has no title (occurs with click event), stop
		if ( $.tooltip.blocked || this == current || (!this.tooltipText && !settings(this).bodyHandler) )
			return;

		// save current
		current = this;
		title = this.tooltipText;
		
		if ( settings(this).bodyHandler ) {
			helper.title.hide();
			var bodyContent = settings(this).bodyHandler.call(this);
			if (bodyContent.nodeType || bodyContent.jquery) {
				helper.body.empty().append(bodyContent)
			} else {
				helper.body.html( bodyContent );
			}
			helper.body.show();
		} else if ( settings(this).showBody ) {
			var parts = title.split(settings(this).showBody);
			helper.title.html(parts.shift()).show();
			helper.body.empty();
			for(var i = 0, part; (part = parts[i]); i++) {
				if(i > 0)
					helper.body.append("<br/>");
				helper.body.append(part);
			}
			helper.body.hideWhenEmpty();
		} else {
			helper.title.html(title).show();
			helper.body.hide();
		}
		
		// if element has href or src, add and show it, otherwise hide it
		if( settings(this).showURL && $(this).url() )
			helper.url.html( $(this).url().replace('http://', '') ).show();
		else 
			helper.url.hide();
		
		// add an optional class for this tip
		helper.parent.addClass(settings(this).extraClass);

		// fix PNG background for IE
		if (settings(this).fixPNG )
			helper.parent.fixPNG();
			
		handle.apply(this, arguments);
	}
	
	// delete timeout and show helper
	function show() {
		tID = null;
		if ((!IE || !$.fn.bgiframe) && settings(current).fade) {
			if (helper.parent.is(":animated"))
				helper.parent.stop().show().fadeTo(settings(current).fade, current.tOpacity);
			else
				helper.parent.is(':visible') ? helper.parent.fadeTo(settings(current).fade, current.tOpacity) : helper.parent.fadeIn(settings(current).fade);
		} else {
			helper.parent.show();
		}
		update();
	}
	
	/**
	 * callback for mousemove
	 * updates the helper position
	 * removes itself when no current element
	 */
	function update(event)	{
		if($.tooltip.blocked)
			return;
		
		if (event && event.target.tagName == "OPTION") {
			return;
		}
		
		// stop updating when tracking is disabled and the tooltip is visible
		if ( !track && helper.parent.is(":visible")) {
			$(document.body).unbind('mousemove', update)
		}
		
		// if no current element is available, remove this listener
		if( current == null ) {
			$(document.body).unbind('mousemove', update);
			return;	
		}
		
		// remove position helper classes
		helper.parent.removeClass("viewport-right").removeClass("viewport-bottom");
		
		var left = helper.parent[0].offsetLeft;
		var top = helper.parent[0].offsetTop;
		if (event) {
			// position the helper 15 pixel to bottom right, starting from mouse position
			left = event.pageX + settings(current).left;
			top = event.pageY + settings(current).top;
			var right='auto';
			if (settings(current).positionLeft) {
				right = $(window).width() - left;
				left = 'auto';
			}
			helper.parent.css({
				left: left,
				right: right,
				top: top
			});
		}
		
		var v = viewport(),
			h = helper.parent[0];
		// check horizontal position
		if (v.x + v.cx < h.offsetLeft + h.offsetWidth) {
			left -= h.offsetWidth + 20 + settings(current).left;
			helper.parent.css({left: left + 'px'}).addClass("viewport-right");
		}
		// check vertical position
		if (v.y + v.cy < h.offsetTop + h.offsetHeight) {
			top -= h.offsetHeight + 20 + settings(current).top;
			helper.parent.css({top: top + 'px'}).addClass("viewport-bottom");
		}
	}
	
	function viewport() {
		return {
			x: $(window).scrollLeft(),
			y: $(window).scrollTop(),
			cx: $(window).width(),
			cy: $(window).height()
		};
	}
	
	// hide helper and restore added classes and the title
	function hide(event) {
		if($.tooltip.blocked)
			return;
		// clear timeout if possible
		if(tID)
			clearTimeout(tID);
		// no more current element
		current = null;
		
		var tsettings = settings(this);
		function complete() {
			helper.parent.removeClass( tsettings.extraClass ).hide().css("opacity", "");
		}
		if ((!IE || !$.fn.bgiframe) && tsettings.fade) {
			if (helper.parent.is(':animated'))
				helper.parent.stop().fadeTo(tsettings.fade, 0, complete);
			else
				helper.parent.stop().fadeOut(tsettings.fade, complete);
		} else
			complete();
		
		if( settings(this).fixPNG )
			helper.parent.unfixPNG();
	}
	
})(jQuery);

function toggleDisabled() {
	var dependents = 0;
	var durationDepCare = document.forms.calculatorForm.DurationDepCare;
	var amountDepCare = document.forms.calculatorForm.AmountDepCare;
	var educationAmount = document.forms.calculatorForm.EducationAmount;
	
	for(i=0;i<document.forms.calculatorForm.Dependents.length;i++) {
		if(document.forms.calculatorForm.Dependents[i].checked) {
			dependents = !!document.forms.calculatorForm.Dependents[i].value;
			durationDepCare.disabled = dependents;
			amountDepCare.disabled = dependents;
			educationAmount.disabled = dependents;
			if(dependents) {
				durationDepCare.style.backgroundColor = '#cccccc';
				amountDepCare.style.backgroundColor = '#cccccc';
				educationAmount.style.backgroundColor = '#cccccc';
			} else {
				durationDepCare.style.backgroundColor = '#ffffff';
				amountDepCare.style.backgroundColor = '#ffffff';
				educationAmount.style.backgroundColor = '#ffffff';
			}
			break;
		}
	}
}
function parseAnInt(s) {
	if(s==null) {return(0);}
	return(parseInt(s));
}
function parseDouble(d) {
	if(d==null) {return(0);}
	return(parseFloat(d));
}
/* Format digits with commas */
function addCommas(digitStr) {
	/* .replace(/(?<=[0-9])(?=(?:[0-9]{3})+(?![0-9]))/g, ",") doesn't work :-( */
	digitStr += '';
	digitArr = digitStr.split('.');
	dollarPart = digitArr[0];
	var thousandsRE = /(\d+)(\d{3})/;
	while(thousandsRE.test(dollarPart)) {
		dollarPart = dollarPart.replace(thousandsRE, '$1' + ',' + '$2');
	}
	return(dollarPart);
}

/* invoke the calculator */
function calculateEstimate() {
	var amountDepCare = parseFloat(0+document.forms.calculatorForm.AmountDepCare.value.replace(/[^\d.-]+/g, ""));
	var amountIncReplacement = parseFloat(0+document.forms.calculatorForm.AmountIncReplacement.value.replace(/[^\d.-]+/g, ""));
	var assetsAmount = parseFloat(0+document.forms.calculatorForm.AssetsAmount.value.replace(/[^\d.-]+/g, ""));
	var coverageAmount = parseFloat(0+document.forms.calculatorForm.CoverageAmount.value.replace(/[^\d.-]+/g, ""));
	var debtAmount = parseFloat(0+document.forms.calculatorForm.DebtAmount.value.replace(/[^\d.-]+/g, ""));
	var dependentCareEstimate;
	var durationDepCare = parseFloat(0+document.forms.calculatorForm.DurationDepCare.value.replace(/[^\d.-]+/g, ""));
	var durationIncReplacement = parseFloat(0+0+document.forms.calculatorForm.DurationIncReplacement.value.replace(/[^\d.-]+/g, ""));
	var educationAmount = parseFloat(0+document.forms.calculatorForm.EducationAmount.value.replace(/[^\d.-]+/g, ""));
	var finalExpenses = parseFloat(0+document.forms.calculatorForm.FinalExpenses.value.replace(/[^\d.-]+/g, ""));
	var incomeReplacementEstimate;
	var monthlyNominalDiscountRate;
	var mortgageAmount = parseFloat(0+document.forms.calculatorForm.MortgageAmount.value.replace(/[^\d.-]+/g, ""));
	var rateOfCare;
	var rateOfReplacement;
	var rateOfReturn = parseFloat(0+document.forms.calculatorForm.RateOfReturn.value.replace(/[^\d.-]+/g, ""));
	var termOfReturn;
	var totalInsuranceEstimate = debtAmount + mortgageAmount + finalExpenses + educationAmount - assetsAmount - coverageAmount;
	
	rateOfReturn = rateOfReturn/100;
	termOfReturn = (rateOfReturn/(1+rateOfReturn)).toPrecision(12);
	monthlyNominalDiscountRate = (12*(1-Math.pow(1-termOfReturn, 1/12))).toFixed(13);
	
	/* calculate the dependent care estimate */
	if(rateOfReturn==0) {rateOfCare = 12 * durationDepCare;}
	else {rateOfCare = 12 * ((1-Math.pow(1/(1+rateOfReturn), durationDepCare))/monthlyNominalDiscountRate);}
	dependentCareEstimate = rateOfCare * amountDepCare;
	
	/* calculate the income replacement estimate */
	if(rateOfReturn==0) {rateOfReplacement = 12 * durationIncReplacement;}
	else {rateOfReplacement = 12 * ((1-Math.pow(1/(1+rateOfReturn), durationIncReplacement))/monthlyNominalDiscountRate);}
	
	incomeReplacementEstimate = (rateOfReplacement * amountIncReplacement).toFixed(6);
	
	/* calculate the total insurance estimate */
	totalInsuranceEstimate = Math.round(totalInsuranceEstimate + (+dependentCareEstimate) + (+incomeReplacementEstimate));
	
	document.forms.calculatorForm.AmountDepCare.value = Math.round(amountDepCare);
	document.forms.calculatorForm.AmountIncReplacement.value = Math.round(amountIncReplacement);
	document.forms.calculatorForm.AssetsAmount.value = Math.round(assetsAmount);
	document.forms.calculatorForm.CoverageAmount.value = Math.round(coverageAmount);
	document.forms.calculatorForm.DebtAmount.value = Math.round(debtAmount);
	document.forms.calculatorForm.EducationAmount.value = Math.round(educationAmount);
	document.forms.calculatorForm.FinalExpenses.value = Math.round(finalExpenses);
	document.forms.calculatorForm.MortgageAmount.value = Math.round(mortgageAmount);
	
	return(totalInsuranceEstimate);
}

function showButton() {
	/* Try to get the Submit button visible on the page */
	if(document.getElementById) {var target = document.getElementById('Submit');}
	else {var target = document.all.Submit;}
	target.scrollIntoView(true);
	if(window.showModalDialog && window.clipboardData && window.createPopup) {
		var range = target.createTextRange();
		if(range.scrollIntoView()) {window.scrollBy(0,6)};
	} else {
		var buttonOffset = target.offsetTop + target.offsetParent.offsetTop;
		var buttonScroll = document.body.scrollTop;
		if((buttonOffset + target.clientHeight) > (buttonScroll + document.body.clientHeight)) {
			target.scrollIntoView(false);
		}
		else if(buttonOffset < buttonScroll) {target.scrollIntoView(true);}
	}
}

function injectResult() {
	var totalInsuranceEstimate = calculateEstimate();
	
	displayResult(totalInsuranceEstimate);
	showButton();
}

function html_entity_decode(str) {
	try {
		var tarea = document.createElement('textarea');
		tarea.innerHTML = str;
		return(tarea.value);
		tarea.parentNode.removeChild(tarea);
	}
	catch(e) {
		//for IE add <div id="htmlconverter" style="display:none;"></div> to the page
		document.getElementById("htmlconverter").innerHTML = '<textarea id="innerConverter">' + str + '</textarea>';
		var content = document.getElementById("innerConverter").value;
		document.getElementById("htmlconverter").innerHTML = "";
		return(content);
	}
}